When it comes to protecting your four wheeler on unforeseen roads, a comprehensive car insurance policy is essential. However, to further strengthen your protection, consider the different covers available. In this article, we’ll explore some of the most important add-ons, their benefits and why they’re essential to a car insurance policy. Zero Depreciation Cover: Zero depreciation cover, also known as ‘nil depreciation’ or ‘bumper to bumper’ insurance, this zero depreciation ensures that you get the full amount of your claim without taking into account depreciation. It is especially valuable for new vehicles or expensive parts, allowing full coverage of repair or replacement costs. Zero depreciation cover for consumables: This zero depreciation cover takes security to the next level. In addition to the benefit of depreciation, consumer costs include the cost of engine oil, nuts, bolts, and other consumables. This automatically provides a full coverage, saving you money from unexpected out-of-pocket expenses. Engine Protection Cover: The engine is the heart of a car, and its safety is important. An engine protection cover protects your vehicle’s engine from water intrusion, hydrostatic locks, and other hazards. Given the high maintenance costs associated with engine damage, this cover can be a financial lifesaver. Roadside Assistance Cover Roadside assistance cover in car insurance provides the benefits of taking help in case of vehicle breakdown. Tire Protect Cover: Tire Protect Cover protects your tires, allowing them to be repaired or replaced. Not only does this save you money, but it also makes your trip smooth and hassle-free. Key Protection Cover: Losing or damaging your car keys can be a stressful experience. Key protection covers steps to cover costs associated with lost or damaged keys including locksmith fees and key replacement costs This add-on provides peace of mind in unforeseen circumstances. Also Read: Car Insurance Add-on Covers in India Conclusion: While a standard car insurance policy offers basic protection, adding this basic premium can significantly increase your premium. Whether you opt for zero depreciation, cash back premiums, or any other add-ons, the goal is the same – to strengthen and earn your financial shield and enjoy driving without casually worrying. Determine your specific needs and consider these add-ons to create a personalized car insurance policy that truly matches the best interests of your vehicle.
Topics
