Yes, The mega merger of India’s largest Housing Finance co. with Largest private sector bank of India is a hot buzzing topic in the market. The deal has been in progress since many years. This deal will help in creation of synergy and lead to efficiency creation. the merged entity may its functions by FY25. Pros : 1) Cheaper funds availability 2) More branches 3) Loan growth 4) Huge asset size 5) Huge home loan book 6) More nifty weight Cons : 1) RBI may not provide extra time to meet CRR &SLR. 2) Priority load upto 405% is a drag. 3) RBI may sets norms or regulations on the structure of new company
