Key takeaways: -ITR and GST returns replace the salary slip as your core income proof. - 2-3 years of business vintage and a 650+ CIBIL score are the practical minimums. - Consistency across all your financial documents matters more than any single one. - NBFCs often offer more flexibility than traditional banks for this borrower profile. If You Are A Self Employed Get a Personal Loan fast Running your own business or working as an independent professional shouldn’t make borrowing harder — but many self-employed applicants find lenders asking questions salaried employees never face. Understanding what’s actually required removes most of that friction. A personal loan for self-employed individuals is evaluated using business income proof — ITR filings, GST returns, and bank statements — instead of a salary certificate. This guide covers eligibility criteria, the documents that matter most, and a practical path to approval.
Topics
