Two Wheeler Insurance Facts About Motor Insurance and Drunk Driving

Category: Business

If you are traveling by a two-wheeler, according to the guidelines of the Supreme Court of India, you must have all the necessary documents with you as well as you must have a legitimate two-wheeler insurance policy to protect you in the event of an unexpected crash, injury, or financial loss. However, in the case of drunk driving, your insurance policy will be invalid, and you will not get any insurance coverage from your insurance plan. What is known as Drunk Driving? • According to the driving rules in India, a person, while driving a vehicle, must be alert and focused on avoiding any mishap. If the person takes alcohol or consumes an intoxicating substance more than the allowed limits, it might cause distraction in the driver. The distraction sometimes is fatal and even causes accidents. • If you are caught drunk driving in India, you could face serious penalties, including imprisonment, fines, and the cancellation of your driver's license. You could also be denied two-wheeler insurance in the future. • If you have two-wheeler insurance policy, it is important to know that your policy will not cover any accidents that you cause while you are drunk. This is because drunk driving is considered a willful act, and your insurance company will not be liable for damages that you cause while you are under the influence of alcohol. • If you are involved in an accident while you are drunk, you could be held personally liable for the damages that you cause. This means that you could be sued by the other driver, their passengers, and any other people who were injured in the accident. • In addition to the legal consequences, drunk driving fine two-wheeler can also have a significant financial impact. If you are caught drunk driving, you could be fined up to Rs. 10,000. You could also be imprisoned for up to six months. • If you are involved in an accident while you are drunk, you could be responsible for paying for the other driver's medical bills, property damage, and lost wages. You could also be responsible for paying for your own medical bills and property damage. • The financial consequences of drunk driving can be devastating. If you are considering driving drunk, please think twice. It is not worth the risk. Facts to consider to avoid the drunk driving penalty Here are some suggestions to avoid the drunk driving penalty. You must follow the traffic rules. If you are not in a stable condition after consuming alcohol, avoid driving yourself. In case you have to drive yourself, never consume alcohol. You must ensure you have all the necessary documents while driving. Driving above the maximum speed limit can be dangerous. Therefore, maintain the maximum speed limit always. Your life is precious to every person who loves and cares for you. You must remember that your family needs you the most, and that’s why you must follow every driving rule prescribed by the Indian Law system and enjoy comprehensive two-wheeler insurance.